Bike, Car, Travel & Home Insurance Online - Royal Sundaram

Building trust, Zero Hassles

Paperless and effortlessly convenient

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By Clicking on Get Started, You agree to our Terms and Conditions

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By Clicking on Get Started, You agree to our Terms and Conditions

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By Clicking on Get Started, You agree to our Terms and Conditions

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By Clicking on Get Started, You agree to our Terms and Conditions

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By Clicking on Get Started, You agree to our Terms and Conditions

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By Clicking on Get Started, You agree to our Terms and Conditions

The most trusted choice for insurance in India

  • 1100 crore +


    Claims Amount Settled FY24

  • 2 crore +


    Happy Customers and Counting

  • 3 crore +


    Policies Issued

  • 1080+


    Cashless garages

  • 1080+


    Cashless hospitals

  • 160+


    Branches

Get your Royal Sundaram policy in just 3 simple steps!

3 Simple Steps to get a Royal Sundaram policy
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Step 1

Enter your information

Provide your information to receive an insurance policy premium quote.

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Step 2

Choose coverage and add-ons

Select your preferred coverage and add-ons to customize your policy.

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Step 3

Complete payment and relax

Complete your payment online and receive your policy directly in your inbox

Why choose Royal Sundaram?

Trustworthy insurance partner for over two decades

Benefits of Two wheeler insurance

Learn more about our products and coverages

At Royal Sundaram, we’ve built our business around understanding what you need and what’s important for you to protect

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Bike insurance

Protect your ride with comprehensive two wheeler insurance coverage today

Price starts from ₹ 340*

Get quote
View brochure
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Car insurance

Drive with peace of mind. get comprehensive insurance for your car

Price starts from ₹ 2094*

Get quote
View brochure
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Taxi insurance

Don't leave your business vulnerable - opt for taxi insurance now.

Price starts from ₹ 2094*

Get quote
View brochure

Awards and Recognitions

Recognizing Innovation and Impact in the Insurance Industry

Trusted by 2 crore + happy customers

We Prioritize service and satisfaction and always try to give our best for all our customers.

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VM SUNDARAM

I wanted to take a moment to say thank you for your excellent and quick service. I really appreciate the help you provided, and I'm happy with the work you did for me. It was a tough task for me, but your staff's support made it easier. I've been a member of your insurance company for four years, and I'm glad I chose ROYAL SUNDARAM insurance. Even on the weekend, the claim process went smoothly, and I'm grateful for how your employees communicated with me and approved my request within just one day. Your company's commitment is truly remarkable, and I want to thank you again for your support.

I wanted to take a moment to say thank you for your excellent and quick service. I really appreciate the help you provided, and I'm happy with the work you did for me. It was a tough task for me, but your staff's support made it easier. I've been a member of your insurance company for four years, and I'm glad I chose ROYAL SUNDARAM insurance. Even on the weekend, the claim process went smoothly, and I'm grateful for how your employees communicated with me and approved my request within just one day. Your company's commitment is truly remarkable, and I want to thank you again for your support.

We have offices and teams all around India

We have office and team all around India

Today, we've come a long way - from the two Cities in Tamilnadu to an impressive 160+ offices in more than 24+ cities across the country, and we promise we'll soon be ready to welcome you in many more.

2000+

Employees

160+

Branches

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Updates and Announcements

Terms and Conditions

1. Consent for Communication:

By submitting my contact number and email ID, I authorize Royal Sundaram to call, send SMS, messages over internet-based messaging applications like WhatsApp, and email to offer me information and services for the product(s) I have opted for as well as other products/services offered by Royal Sundaram General Insurance Limited.

2. Premium Payment:

I declare that the premium paid under this transaction to Royal Sundaram General Insurance Limited is being paid by me as the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as "source account"). I confirm that it is not a third-party payment made by any other person on my behalf. I understand that in the event of policy cancellation, the refund of premium as per policy terms and conditions may be credited back to such source account, and such electronic transfer will constitute full and final discharge of the Company's obligation.

3. Authorization and Sharing of Information:

We authorize the Company to share information pertaining to my proposal, including medical records, for the sole purpose of proposal underwriting and/or claims settlement with any Governmental and/or Regulatory authority. Further, I agree that I shall not lodge any complaint to TRAI of any alleged unsolicited by Royal Sundaram to me, as part of their policy/claims servicing.

4. Information Sharing:

I hereby permit/authorize Royal Sundaram General Insurance Company Limited to collect, store, communicate, and process information relating to the policy(ies) and all transactions related therewith, including the sharing and disclosing the public authorities of any confidential information as required by law.

5. No Claims Bonus (NCB) Declaration:

I/We declare that the rate of NCB claimed by me/us is correct and that no claim has arisen in the expiring policy period (copy of the policy enclosed). I/We further undertake that if this declaration is found incorrect, all benefits under the policy in respect of Section I of the Policy will stand forfeited, and in case of a claim, the company reserves its right to repudiate the claim.

6. Pollution Under Control (PUC) Certificate:

I hereby affirmatively warrant that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the Policy, and the same has been shown to the agent/authorized person of the intermediary. I further undertake to renew and maintain a valid and effective PUC Certificate during the duration of the Policy period. If the PUC certificate is not found valid on the date of loss, I understand that the Company reserves the right to cancel the policy.

7. Break in Insurance and Vehicle Inspection:

I/We agree that in case of a Break in Insurance, the policy would be issued subject to acceptance of risk after evaluation of the Vehicle Inspection report. Own Damage cover (Section -1) would not commence unless the satisfactory Vehicle Inspection report has been received by us. If the Company does not receive the Vehicle Inspection report or the report is adverse, the Company, at its discretion, will cancel the Policy as per the Motor Tariff and product guidelines.

For any further information or clarification, please feel free to contact Royal Sundaram Insurance at the following contact details:

Royal Sundaram General Insurance Co. Limited

Corporate Office Address :

Vishranthi Melaram Towers, No.2/319 , Rajiv Gandhi Salai (OMR), Karapakkam , Chennai - 600097.

Telephone : 91-44-7117 7117

Fax : 044 – 7117 7140

Terms and Conditions

1. Consent for Communication:

By submitting my contact number and email ID, I authorize Royal Sundaram to call, send SMS, messages over internet-based messaging applications like WhatsApp, and email to offer me information and services for the product(s) I have opted for as well as other products/services offered by Royal Sundaram General Insurance Limited.

2. Premium Payment:

I declare that the premium paid under this transaction to Royal Sundaram General Insurance Limited is being paid by me as the proposer/policyholder through a bank account or a Credit/Debit Card or a Prepaid Payment Instrument or a UPI wallet (Wallet), held by me in my name as a primary holder (referred to as "source account"). I confirm that it is not a third-party payment made by any other person on my behalf. I understand that in the event of policy cancellation, the refund of premium as per policy terms and conditions may be credited back to such source account, and such electronic transfer will constitute full and final discharge of the Company's obligation.

3. Authorization and Sharing of Information:

We authorize the Company to share information pertaining to my proposal, including medical records, for the sole purpose of proposal underwriting and/or claims settlement with any Governmental and/or Regulatory authority. Further, I agree that I shall not lodge any complaint to TRAI of any alleged unsolicited by Royal Sundaram to me, as part of their policy/claims servicing.

4. Information Sharing:

I hereby permit/authorize Royal Sundaram General Insurance Company Limited to collect, store, communicate, and process information relating to the policy(ies) and all transactions related therewith, including the sharing and disclosing the public authorities of any confidential information as required by law.

For any further information or clarification, please feel free to contact Royal Sundaram Insurance at the following contact details:

Royal Sundaram General Insurance Co. Limited

Corporate Office Address :

Vishranthi Melaram Towers, No.2/319 , Rajiv Gandhi Salai (OMR), Karapakkam , Chennai - 600097.

Telephone : 91-44-7117 7117

Fax : 044 – 7117 7140

When is your current policy expiring?